What Does Your Home Purchase Pathway Look Like?
Before you start looking for a home, you will need to know how much you can actually spend. The best way to do that is to get prequalified for a mortgage. To get prequalified, you just need to provide some financial information, such as your income and the amount of savings and investments you have. We will review this information and tell you how much we can lend you. This will tell you the price range of the homes you should be looking at. Later, you can get preapproved for credit, which involves providing your financial documents (W-2 statements, paycheck stubs, bank account statements, etc.) so we can verify your financial status and credit.
Mortgage Strategy
It may take a little time to understand all of your loan choices and figure out which one is the best fit for your situation. We’ll help you gain an understanding of the loans that are available and give you the knowledge to make decisions based on your best interests.
Don't make the mistake of becoming just another number at one of the many "1-800 Dial-A-Loan" or online only lenders out there. We consistently beat the rates, costs and service of these large revolving door lenders while still having a team who lives, works, and plays where you do!
At Maryland Mutual Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may earn the opportunity to provide continuing service to them, their friends and their family.
Don't make the mistake of becoming just another number at one of the many "1-800 Dial-A-Loan" or online only lenders out there. We consistently beat the rates, costs and service of these large revolving door lenders while still having a team who lives, works, and plays where you do!
At Maryland Mutual Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may earn the opportunity to provide continuing service to them, their friends and their family.
Some Of Our More Popular Services
Whether you're a first time home-buyer or looking to refinance your existing home, there are many factors that determine what mortgage is the best one for you. Always choose the mortgage with the terms that meets your needs, and that you can afford.
We specialize in VA, FHA, USDA and Rehab / Renovation Home Loans!
We specialize in VA, FHA, USDA and Rehab / Renovation Home Loans!
Buying a house requires a lot of time and effort, but we can help make the home buying process manageable and help you make the best decisions possible.
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Refinancing a mortgage can result in lower monthly payments, paying off your loan in fewer years, or getting out of an adjustable rate mortgage and into a predictable fixed rate mortgage.
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Make home improvements to increase the value of your home, pay for college tuition, pay off high-interest credit card debt, or buy a vacation home.
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About Us
The Maryland Mutual Mortgage Team is a local lender in the mortgage industry since 2006 and we aim to deliver excellence in every area. Through partnerships, Maryland Mutual Mortgage aligned with Florida Capital Bank, N.A. in 2018 and continues to increase efficiency and success ratio with improved systems and technology. We are committed to looking at each client, and their situation individually; from there our team works hard to custom tailor a loan suited to fit those needs. Our staff consists of licensed loan consultants who offer competitive rates and a level of personal service that every borrower looks for. Whether you are a first time home buyer, refinancing your current loan, or consolidating debt our highly experienced team of mortgage professionals can help you every step of the way!
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Maryland Mutual Mortgage
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Equal Housing Lender | © 2021 Maryland Mutual Mortgage | Company NMLS 790396 | NMLS Consumer Access | Privacy Notice | Terms of Use | About | Glossary
For complete loan program details please speak with a mortgage specialist. All programs, rates, terms and conditions are subject to change without notice. This is not a commitment to lend. All loans are subject to credit and collateral approval. Some products may not be available in all states. All loans are offered through Maryland Mutual Mortgage a division of Florida Capital Bank, N.A. Member FDIC NMLS ID 790396.
© 2021 Maryland Mutual Mortgage
For complete loan program details please speak with a mortgage specialist. All programs, rates, terms and conditions are subject to change without notice. This is not a commitment to lend. All loans are subject to credit and collateral approval. Some products may not be available in all states. All loans are offered through Maryland Mutual Mortgage a division of Florida Capital Bank, N.A. Member FDIC NMLS ID 790396.
© 2021 Maryland Mutual Mortgage