Documents Needed 

• Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
• Names/addresses of employers for two years
• W-2s for two years
• One to two years of tax returns
• A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
• Bank statements for two to three months
• If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
• Proof of pension income, if applicable
• Social Security and Disability payments, if applicable
• Dividend earnings
• Bonuses
• Child support or alimony payments (optional for you to disclose)
• A copy of earnest money deposit
• Information on debts such as car loans, student loans and credit cards
• Security accounts (stocks, bonds, life insurance)